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College Students Renting an Apartment

If you've decided the dorm isn't for you, then renting an apartment will be one of your alternatives. After you have chosen an area to live in and found an apartment you want, being careful when negotiating and signing your lease can help you reduce the cost of renting and potentially eliminate some of the issues you are likely to face as a tenant. Here are some guidelines that can help.


Try to get a reduction in the monthly rent
In most cases, not only are you eager to move in, the landlord is anxious to start collecting rent. Ask the landlord if there is some way to get a slight reduction - 2% to 5% isn't unreasonable. If you are a good prospect for leasing, the landlord may be willing to make a slight concession just to get the apartment rented. If the landlord says no, you haven't lost anything.

Examine the terms of the lease carefully
Look for items that you may find hard to live with. Are there restrictions on pets, types of furniture allowed (water beds, etc) or any other items? Can you have roommates? What are the payment terms? Is the penalty for late payment severe? Does the landlord have the right to enter your apartment without your permission? If the landlord's expenses rise (property taxes, maintenance, etc.), can your rent be raised? Even though the lease document may be a couple of pages long, you should read it carefully.

List all your roommates and have them sign the lease
While some landlords won't accept multiple names on the lease, it makes sense to ask. If all your roommates sign the lease, all share any liabilities. It will also protect you if one roommate moves out before the end of the lease.

Review how the security deposit works
Try to negotiate the lowest security deposit possible and get a receipt for it. There may be rules in your state about how large of a security deposit can be demanded. It may have to be deposited in an interest-bearing account. Landlords protect themselves against damages with a security deposit. Be sure to make a thorough inspection of the apartment before you move in to find any existing damaged items. When you move out, the costs of repairing any damages will be deducted from your deposit. If you are leaving the apartment in great shape when moving out, try to get the landlord to inspect it with you before you leave.

Talk to your landlord well before your lease ends
If you plan to renew your lease, be sure to let the landlord know. You may even be able to get some discount if you work with the landlord. Even if you plan to stay, check out the market. If a lot of apartments are available, your negotiation stance can be stronger. Be a good renter.

Being a landlord is a business just like any other
Renters and customers that are pleasant to work with usually get better service. A good relationship with your landlord can be important if things go wrong. Remember, your landlord is the one you're going to call if there is a leak in your roof at 3 a.m. or if there's no hot water. A good relationship may get the problem resolved faster.

Article Provided by Navy Federal Credit Union

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